2025 9급 계리직 공무원 예금일반 기본이론서

단원별 기출문제 포함

하종화 저자(글)

오스틴북스 · 2025년 03월 10일

책 소개

작가정보

저자(글) 하종화

성균관대학교 법학과 졸업
[전] 더배움 우편 및 금융상식 강사
[전] 일타클래스 우편 및 금융상식 강사
[전] 아모르이그잼 학원 우편 및 금융상식 강사
[현] 해커스 공무원 학원 공무원사회 강사
[현] 해커스 공무원 학원 우편일반 예금일반 보험일반 강사

목차

• 제 1 편 예금일반
  제1장 금융경제 일반 ······················································································· 8
  1. 국민경제의 순환과 금융의 역할 ······················································· 8
  
  2. 주요 금융경제지표 ············································································ 14
  
  3. 금융시장 ····························································································· 28
  
  
  제2장 금융회사와 금융상품 ·········································································· 36
  1. 금융회사 ····························································································· 36
  
  2. 금융상품 ····························································································· 43
  
  
  제3장 저축과 금융투자에 대한 이해 ·························································· 66
  1. 저축의 기초 ························································································ 67
  
  2. 투자의 기초 ························································································ 70
  
  3. 주식투자 ····························································································· 77
  
  4. 채권투자 ····························································································· 84
  
  5. 증권분석 ····························································································· 93
  
  
  제4장 우체국금융 일반현황 ·········································································· 102
  ◆ 우체국금융 일반현황 ··········································································· 102
  1. 연혁 ····································································································· 102
  
  2. 업무범위 ····························································································· 103
  
  3. 역할 ····································································································· 105
  
  4. 소관 법률 ···························································································· 106
  
  
  
  제 2 편 우체국금융 제도
  제5장 예금업무 개론 ······················································································· 112
  ◆ 예금업무 일반사항 ··············································································· 112
  1. 예금계약 ····························································································· 112
  
  2. 예금거래의 상대방 ············································································ 118
  
  5
  3. 예금의 입금과 지급 ··········································································· 125
  
  4. 예금의 관리 ························································································ 134
  
  
  
  제6장 내부통제 및 금융소비자 보호 ·························································· 150
  1. 내부통제 .준법감시 개요 ································································ 150
  
  2. 금융실명거래 원칙 및 방법 ······························································ 153
  
  3. 금융거래에 대한 비밀보장 ······························································· 156
  
  4. 자금세탁방지제도 ············································································· 162
  
  5. 금융소비자보호 ················································································· 171
  
  
  제7장 예금관련법 ···························································································· 176
  1. 예금자보호 ························································································· 176
  
  2. 금융소득 종합과세 ············································································ 182
  
  3. 금융정보 자동교환 협정 ··································································· 190
  
  
  
  제 3편 우체국 금융 상품
  제8장 우체국금융 상품 ·················································································· 196
  1. 예금상품 ····························································································· 196
  
  2. 카드상품 (체크카드) ········································································· 218
  
  3. 펀드상품 ····························································································· 233
  
  
  제9장 우체국금융 서비스 ·············································································· 236
  1. 전자금융 ····························································································· 236
  
  2. 통합멤버십 (2024년 전체 내용 새롭게 들어옴) ··························· 243
  
  3. 우편환.대체 ····················································································· 244
  
  4. 외국환 ································································································· 245
  
  5. 제휴서비스 ························································································· 247
  
  
  제10장 전자금융 ······························································································ 256
  1. 전자금융의 의의 ················································································ 256
  
  2. 전자금융의 특징 ················································································ 257
  
  3. 전자금융의 발전 과정 ······································································· 258
  
  4. 인터넷뱅킹 서비스 ············································································ 260
  
  6
  5. 모바일뱅킹 서비스 ············································································ 6. 텔레뱅킹 서비스 ················································································ 7. CD/ATM 서비스 ·············································································· 8. 신용카드, 직불카드, 체크카드, 선불카드 ······································· 263 264 266 270
  예금 일반 부 록
  1. 우체국 예금거래 기본약관 ········································································ 280
  2. 입출금이 자유로운 예금 약관 ·································································· 286
  3. 거치식 예금 약관 ························································································· 288
  4. 적립식 예금 약관 ························································································· 289
  5. 금융실명거래 및 비밀보장에 관한 법률 ················································ 6. 우체국예금.보험에 관한 법률 ······························································· 7. 우체국예금.보험에 관한 법률 시행령 ················································· 8. 우체국예금.보험에 관한 법률 시행규칙 ············································ 291 297 307 311

책 속으로

머리말

예금 일반은 우편, 예금, 보험 과목 중 가장 공부할 내용이 많고 법학이나 경제 등 때로는 전문 지식을 요구하는 어려운 과목입니다. 게다가 금융상품, 우체국 예금상품, 우체국 체크카드 상품도 꼼꼼히 봐야 하기에 부담이 될 수 있습니다.
15년 동안 공무원 뿐만 아니라 고등학교 최상위권 학생들을 대상으로 법학과 경제 과목을 가르치고 있는 경험을 바탕으로 출제의 포인트를 잡고 꼭 알아두어야 할 개념을 비교 정리하였습니다. 항상 수험생의 입장에서 실제 시험을 치르면서 느꼈던 것을 교재에 담아보려고
노력했습니다.
예금 일반은 암기가 주를 이루는 우편 일반과 달리 우선적으로 이해를 하셔야 안정적인 점수가 나오는 과목입니다. 이해를 바탕으로 암기가 필요한 부분은 계속 반복하시기를 바랍니다.
제가 가장 자신있는 과목인 예금 일반을 수험생분들을 위해 기출 문제를 바탕으로 꼼꼼하게 볼드 및 밑줄, 그리고 편저 주를 통해 이해를 도우려고 했습니다. 저의 노력과 여러분들의 성실성이 합쳐져서 최종 합격이라는 좋은 선물을 받았으면 좋겠습니다.
그리고 실강 수업을 들으면서 교정 작업에 도움을 주신 하경진님, 박소영님께 감사를 드립니다.
마지막으로 모든 수험생분들에게 좋은 결과가 있기를 기원하겠습니다.

편저자 올림

기본정보

ISBN	9791193806616
발행(출시)일자	2025년 03월 10일
쪽수	328쪽
크기	211 * 278 * 15 mm / 811 g
총권수	1권

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